Underwriting
Quick Quote Questionaires | Informal Inquiry | Underwriting Guides | Generic Forms
An evaluation for life… usually in 48 hours, or less. The Quick Quote Questionnaire asks all the pertinent questions as to the condition or ailment of the applicant – permitting our participating companies the opportunity of evaluating the information and making a tentative offer for life insurance for the client. No signatures, no application, no time consuming investigations or expensive Attending Physicians’ Statements - a complete evaluation in less than 48 hours. All questions must be completed.
| Alcohol and Drug Usage | 65 K |
Hypertension | 65 K |
|
| Build | 65 K |
Kidney Transplant | 65 K |
|
| Cancer, all types | 65 K |
Multiple Sclerosis | 65 K |
|
| Cerebrovascular Accident / Stroke | 65 K |
Other Illness | 64 K |
|
| Chronic Lymphocytic Leukemia | 65 K |
Paralysis / Spinal Cord Injury | 65 K |
|
| Coronary Angioplasty | 64 K |
Parkinson’s Disease | 64 K |
|
| Coronary Bypass | 65 K |
Preferred Risk Factors | 65 K |
|
| Depression | 65 K |
Pulmonary Disease | 65 K |
|
| Diabetes | 65 K |
Rheumatoid Arthritis | 68 K |
|
| Driving Violations | 65 K |
Sarcoidosis | 65 K |
|
| Heart Attack / Myocardial Infarction | 65 K |
Sleep Apnea | 65 K |
|
| Heart Conditions | 65 K |
Systemic Lupus Erythematosus | 64 K |
|
| Hepatitis and Elevated Liver Functions | 65 K |
Ulcerative Colitis / Crohn’s Disease | 65 K |
Contact your local CPS office for assistance with your Impaired Risk cases - QuickQuote@cpssac.com.
Uniquely developed by the brokerage industry, The Field Underwriting Guide is an interactive resource designed to get right at those "weak spots," so that applications can be completed right the first time.
The Guide can be used to:- highlight key points of the application for faster underwriting
- check applications to make sure they are complete
- set and manage expectations with the client
- ensure the right information is gathered for every
- educate producers about risk factors and how to optimize the medical assessment process.
The Informal Inquiry Form (required in CA) needs to be completed, signed and submitted to CPS when APS(s) need to be acquired prior to shopping an impaired risk case.
- For cases with face amounts of $1 million and/or $5,000 estimated annualized premium and up, CPS will obtain the medical records upon receipt of the Informal Inquiry Form.
- For cases with face amounts of $250,000 and/or estimated annualized premium of $1000 and up, please submit the medical records along with the Informal Inquiry Form.
Did You Know?
Helpful information that can assist you and your client in various Underwriting related areas.
Things To Do Before Your Insurance Exam
On occasion, a carrier will require that a questionnaire be completed during the underwriting of a case. THESE ARE NOT THE SAME AS QUICK QUOTE QUESTIONNAIRES. It may be necessary to complete one of the standard forms for submission with an application. Click on the questionnaire you would like to view or print out.
23 K |
25 K |
17 K |
|||||
37 K |
33 K |
18 K |
|||||
29 K |
26 K |
17 K |
|||||
24 K |
13 K |
21 K |
|||||
11 K |
14 K |
34 K |
Quick Quote Questionaires | Informal Inquiry | Underwriting Guides | Generic Forms
 1610 Arden Way, Suite 135 Sacramento, CA 95815 (916) 481-6290 (800) 922-6290 (916) 481-6365 Fax CPS Sacramento is currently licensed in the State of California under California Corporate License #0680980. |
The CPS Sacramento web site is maintained exclusively for active producers contracted with carriers through CPS, and is intended for agent use only. All information is intended for use as a guide, or as reference, and is believed to be current as of the date of its posting. Any misrepresentation of the information contained in the CPS Sacramento web site by its users is strictly prohibited. The list of registered CPS web site users is reviewed for business-related activity on a regular basis. Only registered users will receive site support of any kind. Comments and suggestions are encouraged. |
|
