Employer Market | Alternative Long Term Care Solutions | Agent Education | Sales & Marketing Toolkit | Useful Links

Worksite programs designed for businesses to provide Long Term Care Insurance to employees on an employer-pay or voluntary-pay basis.

MetLife
Multi-Life Producer Resource Guide	August 07, 2006
ExecutiveCare Brochure	June 21, 2006
Census	June 12, 2006

Linked Benefit Products combine universal life insurance and long term care benefits into one product, providing a pool of benefit dollars for covered long term care expenses, a death benefit for beneficiaries, or both.

• Cost of Care Surveys - give you the most current costs of all long term care services by city and state across the nation.
  • 2008 Genworth Cost of Care
  • Oct 2007 MetLife Market Survey of Nursing Home and Assisted Living Costs
  • Sep 2007 MetLife Market Survey of Adult Day Care Services and Home Care Costs



• Tax Guides - include detailed information on LTC insurance premium deductions for individuals and business entities.
  • 2008 Genworth Tax Guide
  • 2009 John Hancock Tax Guide
  • 2007 MetLife Tax Guide
  • LTC State Tax Chart



• Underwriting - contains a Health Pre-Qualification Form, Underwriting Hotlines, and Underwriting Guides for all of our LTC carriers.
  • Health Pre-Qualification
  • Quick Pre-Qualifying Script
  • Underwriting Hotlines
  
  
  
  • Allianz UW Guide - CA only
  • Allianz UW Guide - Gen Pro
  • Genworth UW Guide
  • John Hancock UW Guide
  • MetLife UW Guide
  • Mutual of Omaha UW Guide - CA only
  • Mutual of Omaha UW Guide
  • Prudential UW Guide
  • State Life UW Guide



• Presentations for Clients - will help your clients understand the important issues of long term care.
  • Are You Planning to Live a Long Life?
  • Critical Component (for lawyers & CPAs)
  • Long Term Care is a Family Affair
  • What’s Your Plan



• Presentations  for Agent Use/Training Only - gives you training on LTC Basics and sales strategies.
  • LTC 101 - The Basics
  • LTCI Creates Tax Free Cash Flow
  • Secrets of Selling LTC Successfully - Part I
  • Secrets of Selling LTC Successfully - Part II



• Prospecting - contains marketing materials and sales ideas targeted to numerous market segments.
  • Genworth - Our Future, Ourselves: A Guide for Women
  • John Hancock Gay & Lesbian Market Brochure
  • John Hancock Family Care II
  • MetLife Marketing & Prospecting Materials - Apr 2006
  • Seminar Planning Guide



• Mature Market Institute - provides research on LTC issues.  Take the interactive LTC IQ Quiz to test your knowledge or share it with your client to help them better understand LTC.
  • Long Term Care Insurance: The Essentials
  • LTC IQ Quiz (interactive link)



• Assume No Risk - includes important information for Financial Planners and a Waiver for Non-Buyer.
  • Financial Planners Risk Lawsuits for Failing to Recommend - Harley Gordon, J.D., Journal of Financial Planning, Aug 2005
  • Waiver for Non-Buyer



• Recent Articles - contains up-to-date information on industry trends and rising public awareness.
  • Boomers Need LTCI ASAP
  • Who'll Look After You?
  • Take (Long-Term) Care
  • Retirement Planning 2008

Employer Market | Alternative Long Term Care Solutions | Contracting | Agent Education | Sales & Marketing Toolkit | Useful Link

1610 Arden Way, Suite 135 Sacramento, CA 95815 (916) 481-6290 (800) 922-6290 (916) 481-6365 Fax CPS Sacramento is currently licensed in the State of California under California Corporate License #0680980.